Hipoteca Inteligente, independent mortgage advicemortgage advice
A simulator that compares banks before the first call.

How we redesigned the website and the simulator.The simulator, with test data.
A simulator with a report and a dashboard like this one starts at USD 3,990, with the first stage running in 6 to 8 weeks.A simulator with a report and a dashboard like this one starts at USD 3,990, with the first stage running in 6 to 8 weeks.
If all you need is the advisor's page with a WhatsApp button, that's a Website: from USD 390.If all you need is the advisor's page with a WhatsApp button, that's a Website: from USD 390.
Price and date on Tuesday, Oct 20, at no cost.
Sebastián Galli, the founder, gets back to you in under 2 business hours.
The problem.
The advisor needed every inquiry to arrive with the person's details and the numbers already worked out, bank by bank.
Someone about to take out a mortgage doesn't know which banks will approve them or what it really costs. Each bank asks for a different profile, lends a different percentage and adds different costs. Hipoteca Inteligente advises that person: it needed to explain its service and get pre-qualified inquiries.
The timeline.
From day one to the simulator with every bank set up.
- Done. Day 1The project starts.
- Done. Day 21The simulator, online.
- Done. Day 32Every simulation comes out with its PDF report.
- Done. Day 84All six banks, set up with their rates and their costs.
- Paused. PausedThe project has been on hold since that day.
What we built.
- The simulator, in four stepsContact info, personal and employment details, the property and the loan, and permission to pull their credit report.
- The calculation, bank by bankUsing the credit report the advisor pulls from Uruguay's Central Bank: who approves, how much they lend, the monthly payment and the total cost, at that day's indexed unit (UI) and dollar rates.
- A PDF report for every simulationViable and ruled-out banks, the comparison table and a recommendation, ready in the advisor's dashboard.
- The advisor's dashboardHe sets up each bank's rate tiers and costs, and sees every simulation and every inquiry.
What it's built with and how you take it with youTo share with your tech advisor: the technology, how it calculates and how you take everything with you if you switch providers.
The website and the dashboard are built in React; the API, in .NET with PostgreSQL.
Each bank's rules (the profile it asks for, how much it lends, the rate tiers and the costs) are stored in the dashboard, not in the code. The indexed unit (UI) and the dollar rate come from the Central Bank on every calculation, and the PDF report is generated on the server.
While it was online it ran on Azure, with the infrastructure written as code (Terraform).
What's yours stays in your name: the code, the domain and the accounts. If you switch providers, you take all of it with you and another developer can pick it up.
What changed.
Every inquiry came in with the full profile, and each bank's numbers worked themselves out.
The person filled out the simulator on their own. Before the first call, the advisor pulled their Central Bank credit report and already had the best bank and the PDF report in the dashboard. He could change each bank's rates and costs himself from the dashboard, without asking a developer for anything.
32 days from kickoff to the PDF report.
The timeline.
From day one to the simulator with every bank set up.
- Done. Day 1The project starts.
- Done. Day 21The simulator, online.
- Done. Day 32Every simulation comes out with its PDF report.
- Done. Day 84All six banks, set up with their rates and their costs.
- Paused. PausedThe project has been on hold since that day.
The problem.
The advisor needed every inquiry to arrive with the person's details and the numbers already worked out, bank by bank.
Each bank asks for a different profile, lends a different percentage and adds different costs: someone taking out a loan doesn't know which one suits them.
What we built.
- The simulator, in four steps
- The calculation, bank by bank
- A PDF report for every simulation
- The advisor's dashboard
What changed.
Every inquiry came in with the full profile, and each bank's numbers worked themselves out.
The person filled out the simulator on their own. The advisor pulled their Central Bank credit report and had the best bank and the PDF report in the dashboard.
What it's built with and how you take it with youTo share with your tech advisor: the technology, how it calculates and how you take everything with you if you switch providers.
The website and the dashboard are built in React; the API, in .NET with PostgreSQL.
Each bank's rules (the profile it asks for, how much it lends, the rate tiers and the costs) are stored in the dashboard, not in the code. The indexed unit (UI) and the dollar rate come from the Central Bank on every calculation, and the PDF report is generated on the server.
While it was online it ran on Azure, with the infrastructure written as code (Terraform).
What's yours stays in your name: the code, the domain and the accounts. If you switch providers, you take all of it with you and another developer can pick it up.
Want something like this?
It works just as well for an insurance broker, an accounting firm or a real estate agency: your client enters their details, the system does the math and the inquiry reaches you with the result.It works just as well for an insurance broker or a real estate agency: your client enters their details and the inquiry reaches you with the result.
If you message us today, the first stage is up and running between and .
- You are here.
Today,
You message us. - 2business daysPayment: no costProposal with price and date.
- If it works for you: You signPayment: 50%You pay 50% and we start designing it with you.
- 6 to 8weeksPayment: 50%
to
The first stage, running.When you approve it, you pay the other 50%.The exact day goes in the proposal. - From delivery: 60days of warranty
ends between and
If anything covered by the contract breaks, we fix it at no cost.
Weekly updates: you see the progress on your phone.
Get one like thisWhatsApp opens with the message already written.
Custom system, from USD 3,990 plus VAT.
It includes the first stage of your system, designed with you and documented for your team. For one like Hipoteca Inteligente's, it covers the simulator, the bank-by-bank calculation with its report and the dashboard.It includes the first stage of your system, designed with you and documented for your team. For one like Hipoteca Inteligente's, it covers the simulator, the bank-by-bank calculation with its report and the dashboard.
Pay 100% when you sign, in a single payment by bank transfer or card, and get 5% off.
Costs more if that first stage has to connect with more than 3 programs you already use. Not included: licenses for other systems.Costs more if that first stage has to connect with more than 3 programs you already use. Not included: licenses for other systems.
Maintenance from USD 100 a month: bug fixes, framework and dependency updates, security, and hosting where needed.

“We went from coordinating flights by hand to a site with bookings and Mercado Pago payments, and a dashboard where we run everything. They understood the business from the first call.”
Just the page, without the simulator?
The advisor's page, with what he offers and his WhatsApp button, is a Website: from USD 390 and online in 7 days. The simulator, the report and the dashboard get added when you need them.The advisor's page, with what he offers and his WhatsApp button, is a Website: from USD 390 and online in 7 days. The simulator, the report and the dashboard get added when you need them.
What we sign before we start.
The price we quote is the price you pay.
If we're late, we take 10% off the price for every week.
What we need from you goes on a list with dates. If we fall 2 weeks behind the signed date, you choose: we keep going with the discount, or we stop, refund what you paid (if you paid 100%, half of it) and you keep what's done.
The domain, the code and the accounts are in your name from day one.
Need something simpler? A page that brings in inquiries?
Every course and every flight, with its WhatsApp message ready to send.
Aero Club Canelones, flight school and flying club since 1942. Similar to: Website, from USD 390 (the page with the courses and their WhatsApp buttons).
Need something simpler? A page that brings in inquiries?
Every course and every flight, with its WhatsApp message ready to send.
Aero Club Canelones, flight school and flying club since 1942. Similar to: Website, from USD 390 (the page with the courses and their WhatsApp buttons).
Tell us what your business needs.

I'll reply personally within 2 business hours.
Sebastián Galli, founder of Rapidyx.
If you'd rather meet in person, we can grab a coffee in Montevideo or Punta del Este.
I'm Sebastián Galli, and I'll reply personally within 2 business hours.
If you'd rather meet in person, we can grab a coffee in Montevideo or Punta del Este.
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